Ontario Adopts Digital Insurance Certificates

An annual tradition in Ontario is an insured driver opening a letter from their insurer with their new or renewed automobile insurance policy, which includes their new “pink card” certificate evidencing their automobile insurance.  This certificate is often requested by police officers during a roadside stop, and shown to other drivers in the event of an automobile accident.

The Ontario government recently approved changes to the “pink card” process which acknowledges the reality of 21st century data storage and sets the stage for further changes to automobile insurance. 

What are the changes?

Motorists now have the option of carrying proof of automobile insurance on their smart phones or other mobile devices and this electronic certificate is required to have the same data fields, text, and overall appearance as the paper certificate.

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